About us
EMI-Calculator.info is a free set of loan calculators for Indian borrowers, built and run by Vass Technologies in Delhi.
Who runs this site
EMI-Calculator.info is built and run by Vass Technologies, a company based in Delhi, India. It is a free set of loan calculators for Indian borrowers, with no sign-up needed.
What you can do here
There are 16 calculators, from the basic EMI calculator to prepayment, rent vs buy and balance transfer. Each one shows the monthly schedule and the formula it uses, and you can export the result as PDF or Excel.
How the numbers are worked out
The EMI calculators use the standard reducing-balance formula that Indian banks use, so for a fixed rate the EMI matches your bank's figure to the rupee. Indicative interest rates on the site were last checked against published bank rates in September 2026.
Your data
Calculations run in your browser. We do not see or store your loan details unless you sign in and choose to save a calculation. See the privacy policy.
Not financial advice
These tools are for information only. Lenders' terms vary, so confirm the figures with your bank before you sign. See our disclaimer.
Contact
If you find a wrong number or a bug, email support@emi-calculator.info or use the contact form.