Privacy policy

What we collect

• Calculator inputs: processed in your browser. Not sent to us unless you save a calculation while signed in.

• Account data: your name, email and a hashed password if you create an account.

• Newsletter: your email address, if you subscribe.

• Comments & messages: name, email and the text you submit. Your email is never shown publicly.

• Usage data: anonymous page-view and visitor counts, and, if enabled, Google Analytics with IP anonymisation.

Who is responsible for your data

EMI-Calculator.info is operated by Vass Technologies, Delhi, India. For any privacy question or request, email support@emi-calculator.info.

Cookies & local storage

We use a session cookie when you sign in, a cookie that remembers your language, an anonymous visitor id to count likes once per browser, a cookie that counts each browser as one visitor per day for the footer visitor counter, and local storage for your theme, bookmarks and saved calculations. None of these are used for advertising.

How we use your data

To run and improve EMI-Calculator.info, send the newsletter you asked for, reply to your messages and moderate comments. We never sell personal data.

Your rights

You can ask us to access, correct or delete your data at any time, and unsubscribe from emails with one click. Under India's Digital Personal Data Protection Act 2023 (and GDPR where it applies) you may also withdraw consent or raise a grievance. Contact us or write to support@emi-calculator.info.

Retention & security

Data is kept only as long as needed for the purposes above, stored with reputable providers, encrypted in transit and protected by access controls.

Changes

We'll update this page when our practices change and revise the date above.