All loan calculators

16 free calculators for EMI, prepayment, eligibility and loan comparison. No sign-up needed.

EMI by loan type

Presets with typical rates and tenures for each kind of loan.

Monthly EMI, total interest and a month-by-month schedule. Live as you type, no submit button.

See your EMI, total interest and the year-by-year schedule before you sign.

Check the EMI and total interest on a new or used car loan, for tenures up to 8 years.

See the EMI and the real annual cost (APR) after processing fees and GST.

Interest doesn't pause during the moratorium. See exactly what it adds up to.

Check whether the EMI fits your monthly cash flow before you apply.

Work out the EMI and interest on a gold loan for 3 to 36 months.

Prepayments, step-ups, floating rates and the true cost.

One-time or recurring part-payments, with the interest saved and months cut.

Start lower, step up every year. Or the reverse, if you're planning ahead.

Add rate changes anywhere in your loan. Watch the EMI or the end date shift.

Add processing fees, GST and insurance to find the loan's real annual rate (APR).

Compare offers, check eligibility and make the big calls.

Lowest EMI isn't always cheapest. Compare total cost, APR and fees side by side.

Estimate the maximum loan your income supports, using the FOIR limits banks apply.

Find the loan amount, tenure or interest rate from the EMI you're comfortable with.

Compare your net worth year by year if you buy on a loan or rent and invest the difference.

See the net saving from moving your loan to a lower rate, after fees, and the break-even month.