Reverse EMI calculator for amount, tenure or rate
Find the loan amount, tenure or interest rate from the EMI you're comfortable with.
Solve for
₹
₹1,000₹10 L
% p.a.
5%24%
years
1 yr30 yr
You can borrow
₹46,09,234
at 8.5% for 20 yrs
- Total interest
- ₹49,90,766
- Total payment
- ₹96,00,000
How it works
How to use this calculator
- 01
Pick what to solve
Loan amount, tenure or interest rate.
- 02
Enter what you know
The EMI plus the other two numbers.
- 03
Get the answer
Solved exactly, including whether the EMI can repay the loan at all.
FAQ
Frequently asked questions
What's the minimum EMI for a loan?
It has to be more than the first month's interest (loan × annual rate ÷ 12). At exactly that amount you'd pay interest forever and never touch the principal.
How do I find the interest rate on a loan offer?
Use 'Solve for rate' with the loan amount, EMI and tenure from the offer. It reveals the effective rate even when a lender only quotes the EMI.
More tools
Loan Comparison CalculatorLowest EMI isn't always cheapest. Compare total cost, APR and fees side by side.Loan Affordability & Eligibility CalculatorEstimate the maximum loan your income supports, using the FOIR limits banks apply.Rent vs Buy CalculatorCompare your net worth year by year if you buy on a loan or rent and invest the difference.Home Loan Balance Transfer CalculatorSee the net saving from moving your loan to a lower rate, after fees, and the break-even month.